Monday, November 30, 2009

New Insurance

We've been getting advice from alot of people about Health Insurance. They all have very good points and so tomorrow we're applying for new insurance. It will be with Selecthealth and I chose pretty much the cheapest plan possible. It will be 220 a month with 1000 deductible and 400 deductible for prescription. That sounds a little ridiculous but we don't have any monthly prescriptions so instead of spending an extra 80 a month to have prescriptions we'll save money by doing it this way. It also said the deductible applies to all services first. I don't exactly know what that means but I want to stick with this plan. We'll be spending half of what we did for our other insurance. Sounds great to me! Any extra money is awesome since we'll have a house and I'm no longer nursing!

Sunday, November 29, 2009

Moving On

I've decided I'm going to stop nursing. I'm just not making enough to satisfy Adam and so lately I've been feeding him from myself and a bottle. He only stays on for maybe a minute so I know he's not getting anything. He has started sleeping a little better since I've given him the bottle as well. I just don't want to have to worry about nursing anymore and he'll still get plenty of nutrients from formula. Sure it costs a little more money but I'd rather do that then stress over him getting enough. I get sick to my stomach if I drink a ton of water and I don't want to be in and out of the bathroom every 10 minutes. It's just better all around since we have so much going on. Anyways enough about that. Rusty's work is dropping the health insurance so I really think we're just gonna go without it until they offer it again. They just need to catch up with their finances right now and should be offering it again in a few months. So all the extra money we'll get from not having insurance will go into savings for emergencies in case something happens. I don't think anything will. We'll just pray really hard every night that nothing happens. I think the no insurance right now is a blessing in disguise. That might not make sense to you but I think it does. We're still waiting to close on the house. They're telling us either the 17th or 18th but hopefully sooner. Can't wait to move!!!

Saturday, November 14, 2009

Another House

Well we found another house and put an offer on it. 4 days later we found out that they accepted our offer! Today we went and had an unofficial inspection which is what we did with the other house. We can't afford to have an official one. It went really well! This house is quite a bit smaller than the other one but it doesn't need a lot of work. A few minor things that are cheap and easy. We'll probably be closing and moving in mid December. I wish it was sooner but I'm kinda ok with it. That way we won't have our first payment until February 1st. I can't wait!

Friday, November 6, 2009

No Go

We are not getting that house anymore. :( I am extremely sad but after the inspection we got, it would cost way more than we could ever afford to fix it. I'm hoping we can find another house and be in before the end of the year. If we don't get our tax credit with our return then we'll be in trouble! Pray for us please!

Wednesday, November 4, 2009

Closing

We found out we will be closing the day before Thanksgiving. I'm not happy at all about it. Nobody is going to take time out of their busy Thanksgiving day to give us the keys so we'll most likely be getting them the day after. That gives us even less time to get everything done in the house before the carpet goes in that monday. I'm sure we'll have help but we could always use more! Can't wait until everything falls into place!
We moved our bed out of the bedroom so Adam sorta has his own room and he has been sleeping better. Just not through the night like I would like. I'm hoping I can ignore him better during the night when we have the house. That way he can get used to sleeping through the night.